
Wealth Management
Customized & Personalized Investment Planning, management and Execution
We use algorithms to discover your Investment Persona, human advisors to define your Investment Agendas, and algorithms again for Investment Management and experts to for Investor Coaching.
Wealth Management
I. Understanding Your Investment Persona
Mapping your personality, financial setup and life setup.
II. Discovering and Defining Your Investment Agendas
Discovering your wants and needs and benchmarking to peers.
III. Continuous Investment Management
Managing risks and generating alpha.
IV. Investor Coaching with experts
Behavioural coaching to bridge the human and financial differences.
Investment Persona
Every individual is unique. Every family has different needs. That is why we focus on understanding you more than anything else.
DEFINING RISK PREFERENCE, CAPACITY, & REQUIREMENT
Our first step is defining your Risk Profile using our proprietary risk assessment framework – The PCR Triangle. This allows us to distil the asset classes, instruments, investment universe, and investment styles suitable for your investment agendas.
The PCR Triangle
The PCR Triangle separately assesses various aspects of your Risk Preferences (P), Risk Capacity (C), and Risk Requirement (R). The framework defines your Investment Persona as 1 of 36 configurations to begin with. This allows us to find a suitable set of strategies that work to meet your life and personal goals while ensuring the safety of your money and giving it optimum exposure to suitable risks.
Risk Preference
Risk Capacity
Risk Requirement
Evaluate Your Risk Profile
We employ algorithms to understand your Risk Profile through our proprietary framework called the PCR Triangle®.
Investment Agendas
Good investment outcomes are closely linked with clear-cut Investment Agendas. That is why we spend one-on-one time with you to discover yours.
Discovering Agendas
Agendas personal to you allow us to customize your investment plan and set up appropriate account structures to invest. These include agendas already clear as well as considering themes that your wealth-peers are working on. Themes are structured around life, desires, and needs and are funded using a cascading Waterfall Model.
The Waterfall Model
Structured Around Life
The Wealth Waterfall is designed to cover Contingencies, saving for Retirement, creating Wealth, and leaving a Legacy using Multi-asset and Value strategies.
Structured Around Desires
The Goals Waterfall is designed to cover Emotional Targets like a house, and Material Needs like vacations using Tactical-equity and Growth strategies.
Structured Around Needs
The Cash-flow Waterfall is designed to cover basic Household Expenses as well as Discretionary Spending using Blended and Sentiment strategies.
Start a Wealth Conversation
Talk to an adviser to know more or to get invested with us.
Investment Management
Investing for clear-cut agendas requires precisely managed investment strategies. This is why we do not rely on outside investment management that is marketed through returns but is opaque about the risks involved.
QUANTAMENTAL INVESTMENT MANAGEMENT
We recognize the strengths of both human insights and machine analysis when investing. Armed with this knowledge we invest using rigorously tested and thoroughly applied processes. Processes give our strategies the reliability of institutions and the specialization of seasoned investors. We apply both creativity and numbers using our proprietary investment framework the QVGS.
The QVGS Framework
Investment Styles
- Dynamic
- Tactical
- Blended
- Value
- Growth
- Sentiment
Instrument Types
- India Mutual Funds & ETFs
- Global ETFs
- India Stocks
- U.S. Stocks
Explore Core Portfolios
Invest using multi-asset, tactical, blended strategies.
Explore Satellite Portfolios
Invest using value, growth, and sentiment strategies.
Investor Coaching
We are a team! That is why we choose to invest in you as we invest for you. Good investor outcomes are linked to investor awareness about how things work in the markets. Learning about markets, investment strategies and investment structures has direct benefits for you.
1-on-1 LEARNING
We spend time with you to make you understand the behaviour of markets. The learning is experiential and requires key events in markets to happen for us to find the right coaching moments to evolve your understanding. At the same time, we also spend time teaching you about how different investment strategies operate and why they are suitable for different investment agendas. Finally, we make you see through different investment structures and instruments and become an expert in finding inefficiencies. We do this through the Modulor Wealth Fellowship.
Modulor Wealth Fellowship
Markets Module
Strategies Module
Structures Module
Submit details to Open an Account
Share your particulars to open an account with us and get invested through our strategies.