Understanding you Risk Preference, Capacity, & Requirement.
Risk profiling is the essential starting point for creating an investment plan and determining the suitability of an investment.
We do this by measuring your Risk Preferences, Risk Capacity, and Risk Requirements. The PCR evaluation helps us narrow down the types of asset classes, market caps, instruments, and investment strategies that should go into your portfolio.
Your responses are confidential and a copy will be emailed to you.
Financial net worth includes - Savings and deposits in Banks, Mutual Funds, Stocks, Bonds, PMS, AIF, Derivatives, Commodities, or any other financial instrument.It does not include real estate, gold, art, or any other physical or digital assets.
Investible surplus is the net amount (on average) that you can invest after paying your expenses and liabilities per month.
An active earner is someone who gets a regular income (whether active or passive) and can support themselves independently.
Liabilities are EMIs for loans, credit card dues, etc. that are periodic in nature. One-time spends on cards that are outstanding but can be paid easily are not to be included.
A contingency is a scenario when your active income is interrupted due to any reason.