Solving for Bharat

New business models that improve access for Indians who are at the bottom of the affordability pyramid.

We aim to invest in financial products, real estate, healthcare, and education for India.

Creating the Future India

For Entrepreneurs for India

Empowering India’s Affordability Pyramid: New Business Models Expanding Access to Financial Products, Real Estate, Healthcare, and Education
In a country as diverse as India, ensuring access to essential services is a crucial step towards fostering inclusive growth. At Modulor Capital, we firmly believe in the transformative power of innovative business models to improve the lives of Indians at the bottom of the affordability pyramid. In this blog post, we will explore how new ventures are revolutionizing access to financial products, real estate, healthcare, and education, empowering underserved communities across the nation.

Key Areas

Financial Products: Democratizing Access to Capital

Access to financial products is a fundamental driver of economic growth and social mobility. Innovative fintech businesses are leveraging technology to bridge the gap and provide accessible financial services to the underbanked and unbanked segments of society. From digital lending platforms that offer microloans to individuals and small businesses, to mobile payment solutions that enable secure and convenient transactions, these new businesses are revolutionizing the financial landscape. By harnessing advanced analytics, artificial intelligence, and mobile banking solutions, financial inclusion is becoming a reality for millions of Indians.

Real Estate: Making the Dream of Homeownership a Reality
The dream of owning a home is one shared by many Indians, especially those at the bottom of the affordability pyramid. New business models are emerging to address the challenges faced by underserved communities in accessing affordable housing. Through innovative solutions such as rent-to-own models, shared ownership initiatives, and community-led development projects, these ventures are transforming the real estate sector and providing pathways to homeownership for those who were previously excluded. By utilizing technology and leveraging partnerships with local governments and financial institutions, affordable housing options are being brought within reach.

Healthcare: Ensuring Quality Care for All

Access to quality healthcare is a fundamental right that should not be limited by one’s socioeconomic status. Startups in the healthcare sector are leveraging technology to disrupt traditional models, making healthcare more accessible and affordable for the underserved. Telemedicine platforms are connecting patients in remote areas with qualified healthcare professionals, reducing the need for travel and long wait times. Mobile health applications are providing essential health information and remote monitoring capabilities. By combining technology, data, and partnerships with local healthcare providers, these innovative ventures are laying the foundation for a more equitable healthcare system.

Education: Empowering a Brighter Future

Education unlocks opportunities and empowers individuals to reach their full potential. New business models are emerging to address the challenges faced by those at the bottom of the affordability pyramid in accessing quality education. Edtech startups are leveraging digital platforms to deliver engaging and personalized learning experiences, bridging the gap between urban and rural educational institutions. Online tutoring platforms are connecting students with qualified educators, providing access to high-quality instruction regardless of geographic location. By harnessing technology, these ventures are democratizing education and equipping individuals with the skills needed to thrive in the modern world.

At Modulor Capital, we are not just investors; we are committed partners invested in the success of innovative ventures that drive social impact. We understand the transformative potential of business models that improve access to financial products, real estate, healthcare, and education for Indians at the bottom of the affordability pyramid. With our veteran team’s expertise and proprietary growth methodology, we provide more than just financial backing; we provide guidance and support to entrepreneurs who are passionate about empowering underserved communities.

Together, we can collaborate to foster innovation, drive social change, and create a more inclusive society. Let’s unlock the potential of these new business models, expand access to essential services, and build a brighter future for all Indians – regardless of their position on the affordability pyramid.

If you are a visionary entrepreneur working on a venture that aligns with our mission, we invite you to connect with us. Let’s create meaningful impact together and shape a future where everyone has equal opportunities to succeed.

Our Investments in Solving for Bharat



Test/Prep Ed-tech for Bharat

Status: Live

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Tech Upskilling for Bharat

Status: Live

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Logistics Aggregation for Bharat

Status: Live

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Read Investment Thesis


CoWorking For Bharat Towns

Status: Live

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More Themes We Invest In


Process Automation

Streamlining routine tasks, improving operational efficiency, and accelerating time to market.

Focus Areas: Industrial IoT, Digital Twins, and Robotic Process Automation.


Applied AI

Automating Tasks, Doing Interactions, and Analysing Customer Insights.

Focus Areas: Generative AI and Natural Language Processing (NLP).


Commerce Tools

Solid Technology Foundation for Scaling Growth in e-Commerce.

Focus Areas: Headless Commerce, Digital Experience Platforms, and Product Information Management.