Ready-made
Investment Plans

For Individuals and Families

Invest in plans for creating wealth, achieving life goals, or generating cash-flow. We understand one size does not fit everyone which is why our investment plans are customizable and personalized to your life’s plans.

Why Investment Plans?

Institutional investors fare better in all kinds of markets because they have a very clear set of investment directives. Alongside, seasoned investor employ very specific investment strategies with a highly disciplined and systematic approach. Individuals and Families can too invest like institutional and seasoned investors by defining a purpose for investment. At Modulor Capital®, we have identified three important purposes operating in the lives of individuals and families – Wealth, Goals, and Cash-flow.

Invest like Institutions

Our customizable investment plans are a cascade of portfolios with incremental return-risk profiles. These portfolios are professionally managed, spread across asset classes, and use systematic strategies providing individuals and families the edge of investing like institutions.

Waterfall Model

The plans arrange our portfolios in a cascading waterfall to ensure everything weaved in the structure of life is covered, whether it is the desires you think of or the needs you may overlook. The waterfall model ensures that required needs are funded first and the excess spills into funding desires. You set the priorities, we ensure they are aptly met.

Wealth Waterfall

Key Features:
Portfolio-Cascade in the QVGS Wealth Waterfall
  • Create a rock-solid financial foundation at any age
  • Best used to cover contingencies, create a psychological buffer, and save for retirement
  • Mutual Funds Portfolios
  • 5 Assets
  • Multi-Strategy
  • Low-Ticket
  • Core Portfolio
  • Accumulate wealth the right way to create and perpetuate prosperity
  • Best used to accumulate a diversified corpus
  • Mutual Funds Portfolios
  • 3 Assets
  • Multi-Strategy
  • Low-Ticket
  • Core Portfolio
  • Grow and accumulate wealth to leave a legacy with a time horizon of 10 years and beyond.
  • Apply the time-tested principles of value and growth investing
  • Stock Portfolios
  • Diversified-equity
  • Multi-Strategy
  • High Ticket
  • Satellite Portfolio
  • Grow and accumulate wealth to leave a legacy with a time horizon of 10 years and beyond
  • Apply the time-tested principles of value and growth investing
  • Stock Portfolios
  • Thematic
  • Single-Strategy
  • High Ticket
  • Satellite Portfolio
  • Multiplying capital by envisioning emerging themes over the long run
  • Invest in companies with the possibility of Venture Capital returns
  • Stock Portfolios
  • Thematic
  • Single-Strategy
  • High Ticket
  • Satellite Portfolio

Goals Waterfall

Key Features:
Portfolio-Cascade in the QVGS Wealth Waterfall
  • Best used for Funding Goals (where capital is retired on completion) which are essential (not aspirational) and time-critical (not open-ended)for the long-term
  • Mutual Funds
  • Broad-market
  • Monthly Review
  • Core Portfolio
  • Best used for Funding/ Financing Goals (where capital is retired or principal reused on completion) which are aspirational (not essential) and time-critical (not open-ended)for the medium-term
  • Stock
  • Diversified-equity
  • Monthly Review
  • Satellite Portfolio
  • Best used for Financing Goals (where the principal is reused on completion) which are aspirational (not essential) and open-ended (not time-critical)for the short-term
  • Stock
  • Diversified-equity
  • Weekly Review
  • Satellite Portfolio

Cash-Flow Waterfall

Key Features:
Portfolio-Cascade in the QVGS Wealth Waterfall
  • Create an income replacement or supplementation while preserving corpus using fixed income.
  • Best used to cover fixed expenses.
  • Income
  • Mutual Funds
  • Fixed-Income
  • Save tax under section 80C, grow capital, and also book profits from time to time.
  • Profit booking ensures de-risking of locked-in capital.
  • Profit-Generation
  • Mutual Funds
  • Equity
  • Generating short-term profits over 3 years or beyond.
  • Best used for adding disposable income (not for monthly expenses).
  • Profit-Generation
  • Stocks
  • Equity

Looking for a specific solution?

Explore Tailor-made Model Portfolios
Pricing

As SEBI Registered Investment Advisers we are mandated to fiduciary responsibility. With commissions and paybacks out of the way, our compensation is strictly aligned with our clients. This means we are committed to lower costs, better returns, and best risk management practices. We charge a percentage of the portfolio value as our fee and work hard to ensure we make every bit worth it.

We do not charge separately for creating & customizing investment plans. It is included in the pricing of our portfolios.