Galactic Foundation

Glide-path Investing | Broad-based & Multi-asset Universe | Dynamic Asset Allocation | Passive Tactical | Monthly Review

Suitability

Preference, Capacity and Requirement

Glide-path Investing

Strategic Asset Allocation between Prosperity and Comfort Portfolios

A Glide Path is a strategic asset allocation that changes with age by moving to more conservative assets as individuals mature.

Age-decade Linked Glide-path

  • The Foundation portfolio uses an Age-decade-linked Glide Path that moves from a higher allocation to Growth + Accumulation Assets in the 20s to a higher allocation to Preservation Assets beyond the 60s.
  • The Foundation Portfolio takes exposure to Growth and Accumulation assets through the dynamically-allocated and tactically-managed Prosperity Portfolio and to Preservation assets through the strategically-allocated Comfort Portfolio.
  • Prosperity and Comfort portfolios form a Strategic Barbell between asset classes which moves its balance with time.
  • Allocation does not change every year since it is not tax-efficient, but only changes once a decade as individuals mature and enter different phases of their lives.
  • Strategic rebalancing is done using fresh capital allocation.
  • Dynamic rebalancing is done on a monthly basis as per the Prosperity portfolio rebalancing.

Sub-portfolios

Strategic Barbell

Balancing between the dynmaically-allocated Prosperity portfolio and the strategic-allocation Comfort portfolios

  • A Glide Path is a strategic asset allocation that changes with age by moving to more conservative assets as individuals mature.

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